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About Us

Our History

Alma Exchange Bank & Trust, Alma, Georgia was chartered on September 13, 1939 when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis, and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.


Alma Bank HistoryAlma Exchange Credit Union had been organized in 1930 when eight incorporators invested $5.00 each to establish an organization for the purposes of making change and cashing checks.

In 1981 South Banking Company was organized as a multi-bank holding company and acquired 100% of the outstanding stock of Alma Exchange Bank & Trust, Alma, Georgia and Citizens State Bank, Kingsland, Georgia.


In 1990 South Banking Company acquired 100% of the outstanding stock of Peoples State Bank & Trust, Baxley, Georgia. In 1993 Bankers Data Services, Inc., which is 100% owned by South Banking Company, was formed to process data for the banks in the holding company. Early in 1996 South Banking Company acquired 100% of the shares of Pineland State Bank, Metter, Georgia.


From its beginning in 1939, Alma Exchange Bank & Trust has had as its PRIMARY objective the serving of banking and economic needs of Bacon County. The bank is a responsible member of the business community and realizes it has a definite moral responsibility to meet the legitimate credit needs of the community.


Message from Our President


It's All About YouSince Alma Exchange Bank & Trust began operation in 1939, our goal has been to offer the citizens of Alma and Bacon County and surrounding areas, the best and most complete line of banking service and products available. We are always looking for new and innovative banking ideas to provide our customers with the highest standard of service possible. We offer a variety of products such as checking, savings, time deposits, IRA’s, loans, safe deposit boxes, wire transfers, internet banking, telephone banking, ATM and debit cards, credit cards, money orders, and cashiers checks.

The entire staff delivers courteous, efficient service to our customers keeping in mind that we are here to serve you. We welcome the opportunity to serve you in any of your banking needs.

At Alma Exchange Bank & Trust, “IT’S ALL ABOUT YOU!”

Lawrence Bennett

Member FDIC. 
  Equal Housing Lender 
Equal Housing Lender